NPF Prestasi mudharabah deposits Asset BANKCRUPTY MODEL BI rate BOPO CAR Companies FDR HDI IFI Internasionalisasi Islamic banking Karya Tulis Ilmiah Kerakyatan Kompetensi Konservasi L Education (General) MSME Financing Mahasiswa Management NON-SHARIA COMPANIES Pendampingan Mahasiswa Pengembangan Kapasitas Penguatan Profit Profitability ROA Rekayasa Sosial Rekognisi Relasi Sosial SHARIA COMPANIES TPF asset growth bankcrupty model capital structure dimensions of financial inclusion exchange rate financing inflation inflation rate money supply mudharabah financing non perfoming financing non-sharia companies productivity profit sharing profit sharing financing return on asset