inflation return on asset BI Rate BI rate EWS Financial Performance Go Pulic NAV NIM Perdagangan Internasional RBC SBSN bank Muamalat capital adequacy ratio corporate sukuk distribution of gold pawn financing equity sharia mutual fund financial distress financing distribution financing to deposit ratio finansial performance gold price inflation rate investment kurs macroeconomics factor mudharabah deposits mudharabah financing multiple linear regression non perfoming financing non performing financing non-performing financing profit sharing financing third party funds