ANALISIS KINERJA KEUANGAN BANK KONVENSIONAL DAN BANK SYARIAH DI INDONESIA DENGAN MENGGUNAKAN PENDEKATAN RGEC
Daftar Isi:
- This research aims to determine the level of bank performance by using the approachment Risk Profile, Good Corporate Governance, Earnings, Capital (RGEC). Based on RGEC method, bank can know it's financial performance including into healthy category or less healthy. This type of research is quantitative descriptive. The population of this research are all banks registered in the Banklndonesia (Bl) period 2012-2016. Sampling technique in this research using purposive sampling method and obtained 8 banks as the sample resemch. The result of this research shows the level of Bar,k BNI Syariah, Bar,k Mega Syariah, Bank Muamalat, Bank Syariah Mandiri, Bank Mar,diri, BNI. BRI. And BTN performance period 2012-2016 are healthy. If viewed in more detail the high efficiency level performed by Bank Mandiri despite of Bank Mandiri slightly less in ratio ROA and NIM. But in ratio NPL, LDR, GCG, and CAR Bank Mandiri is outclass than others.