PENGARUH CAPITAL ADEQUACY RATIO, FINANCING TO DEPOSIT RATIO, DAN BIAYA OPERASIONAL PER PENDAPATAN OPERASIONAL TERHADAP PROFITABILITAS BANK SYARIAH DI INDONESIA
Daftar Isi:
- The purpose of this research is to analyze the effect of Capital Adequacy Ratio (CAR), Financing To Deposit Ratio (FDR), and Operating Expenses To Operating Income Ratio (OEOI) on Profitability (ROA) Of Sharia Banks In Indonesia. The study utilized a secondary data obtained from documentation in the form of annual financial report of the Sharia Bank registed at Financial Services Authority Indonesia (OJK) at 2012-2018 period. The sample of this research was 10 Sharia Bank in indonesia. The analyze method by using multiple linier reggresion. The analyze tool has been done SPSS version 23. The hypotesis test show that of Capital Adequacy Ratio (CAR) have an effect on Return On Asset (ROA) with positive direction, Financing To Deposit Ratio (FDR) and Operating Expenses to Operating Income Ratio (OEOI) ) have an effect on Return On Asset (ROA) with negative direction.