Daftar Isi:
  • Bonus Malus System (BMS) is a system that provides bonus premium determination, namely reduction in premium rates in the next year if the current year does not make a claim and give malus that premium rate increases in the next year if this year file a claim. The purpose of this study was to determine a premium price of motor vehicle insurance based on BMS using Poisson Inverse Gaussian Distribution (PIG). PIG distribution parameters were estimated by using method of moments. The data used in the examples of the application of the bonus malus system based on Poisson Inverse Gaussian distribution were data from PT. Putera Jasaraharja Palembang branch. The results of this discussion in the form of percentage of premium rate with the number of claims that is from zero up to five claims and from year zero to ten.