CONTROLLING THE IMPLEMENTATION PRUDENTIAL PRINCIPLES IN BANKING LANDING BY FINANCIAL SERVICES AUTHORITY (OJK)
| Main Authors: | Zulfi Diane Zaini, Fakultas Universitas bandar Lampung, Lukmanul Hakim, Fakultas Universitas bandar Lampung |
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| Format: | Article PeerReviewed Book Lainnya |
| Bahasa: | eng |
| Terbitan: |
Faculty of Law Tadulako University
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| Subjects: | |
| Online Access: |
http://repository.ubl.ac.id/21/1/CONTROLLING%20THE%20%20IMPLEMENTATION%20PRUDENTIAL%20PRINCIPLES%20BANKING%20LANDING%20BY%20FINANCIAL%20%20SERVICES%20AUTHORITY%20%28OJK%29.pdf http://repository.ubl.ac.id/21/2/pdf http://repository.ubl.ac.id/21/ |
Daftar Isi:
- Research Objectives are: (1) To analyze the supervision of the application of prudential principles in the provision of bank credit conducted by the Financial Services Authority under the Act Number 21 of 2011 on the Financial Services Authority. (2) To analyze the inhibiting factors in supervising the application of prudential principles in the provision of bank credit by the Financial Services Authority. Furthermore, this research uses research method with normative juridical approach. The results of the research show that (1) Supervision of prudential principles in the provision of bank credit conducted by the Financial Services Authority under the Act Number 21 of 2011 concerning Financial Services Authority shall be conducted by Compliance Based Supervision (CBS), that is Compliance Monitoring banks against provisions relating to the operation and management of banks in the past in order to ensure that the bank has been operating and managed properly and properly according to prudential principles. In addition, Risk Based Supervision (RBS) is implemented, ie supervision using riskbased strategies and methodologies that enable bank supervisors to detect significant risks early and take appropriate and timely monitoring actions. (2) Inhibiting factors in supervising the application of prudential principles in the provision of bank credit conducted by the Financial Services Authority is one of the most important that customers often in providing data to the Bank inaccurate and the existence of the prospective customer's delay in completing the file submission of credit. Keywords: Credit, Financial Services Authority, Prudential Banking Principles, Supervision