Credit: An Islamic Law Perspective
| Main Author: | Muhibbuddin, Muhibbuddin |
|---|---|
| Format: | Article info application/pdf eJournal |
| Bahasa: | eng |
| Terbitan: |
Lembaga Penelitian dan Pengabdian Kepada Masyarakat Institut Agama Islam Negeri Sultan Amai Gorontalo
, 2017
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| Subjects: | |
| Online Access: |
https://www.journal.iaingorontalo.ac.id/index.php/am/article/view/912 https://www.journal.iaingorontalo.ac.id/index.php/am/article/view/912/699 |
Daftar Isi:
- This study aims to examine the legal status of credit sale and purchase. This phenomenon is inseparable from the context of Islamic legal thinking about the legal status of the credit financing system with the addition of prices. Buying and selling credibility is one alternative for consumers to own the goods they want. The results of the study showed that there were three views of scholars regarding the legal status of the credit system sale and purchase, namely: a view that absolutely forbids, can be absolutely, and tafshil (between neutral and forbidden). The author argues that the issue of buying and selling credit is something that is not mentioned in the Qur'an, so that this authority is returned to the community, as long as it does not violate the Islamic business ethics, and there is mutual willingness to conduct transactions. Moreover, buying and selling credit is a bigger problem.
- Penelitian ini bertujuan mengkaji status hukum jual beli kredit. Fenomena seperti ini tidak terlepas dari konteks pemikiran hukum Islam tentang status hukum sistem pembiayaan kredit dengan penambahan harga. Jual beli krediat adalah salah satu alternatif bagi konsumen untuk memiliki barang yang dikehendakinya. Hasil penelitian menunjukkan ada tiga pandangan ulama menanggapi status hukum jual beli sistem kredit, yaitu: pandangan yang mengharamkan secara mutlak, boleh secara mutlak, dan tafshil (antara boleh dan haram). Penulis berpendapat bahwa persoalan jual beli kredit adalah sesuatu yang tidak disebutkan dalam al-Qur’an, sehingga kewenangan ini dikembalikan kepada masyarakat, selama tidak melanggar etika berbisnis Islam, dan adanya saling rela dalam melakukan transaksi. Apalagi jual beli kredit ini maslahatnya lebih besar.