PENGARUH LOAN TO DEPOSIT RATIO (LDR), CAPITAL ADEQUACY RATIO (CAR), NON INTEREST MARGIN (NIM), NON PERFORMING LAON (NPL) TERHADAP RETURN ON ASSET (ROA) PADA BANK UMUM GO PUBLIC DI BEI TAHUN 2014 -2018
Daftar Isi:
- ABSTRAK Penelitian ini dilakukan dengan tujuan untuk mengetahui pengaruh signifikan baik secarasimultan maupun secara parsial antara Loan to Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Net Interest Margin (NIM), Non Performing Laon (NPL) terhadap Return On Asset (ROA) pada Bank Umum Go Public Di Bei Tahun 2014 -2018. Variabel independen yaitu Loan toDeposit Ratio (LDR), Capital Adequacy Ratio (CAR), Net Interest Margin (NIM) dan Non Performing Laon (NPL) sedangkan variabel dependen yaitu Return On Asset (Roa). Penelitian inimerupakan penelitian kuantitatif dengan teknik pengambilan sempelDari hasil penelitian didapatkan 10 sampel.F-hitung yang diperoleh dari hasil penelitian adalah sebesar 10.18226 dan F tabel sebesar 2,58. Maka 10.18226 > 2,58, artinya F- hitung lebih besar dari nilai F-tabel. Sedangkan nilai probabilitas 0.000006 < taraf signifikansi α 0.05. Sehingga dapat dikatakan bahwa model ini layak digunakan dan dapat memprediksi pengaruh ukuran perusahaan, likuiditas dan profitabilitas terhadap struktur modal. Hasil dari uji test parsial (Uji t) menunjukkan bahwa Loan to Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Net Interest Margin (NIM) tidak berpengaruh secara signifikan terhadap Return On Asset (ROA) dan Non Performing Laon (NPL) berpengaruh secarasignifikan terhadap Return On Asset (ROA). Kata Kunci: Loan toDeposit Ratio (LDR), Capital Adequacy Ratio (CAR), Net Interest Margin (NIM), Non Performing Laon (NPL) dan Return On Asset (ROA) ABSTRACT This research was conducted with the aim to determine the significant influence both simultaneously and partially between Loan to Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Net Interest Margin (NIM), Non Performing Laon (NPL) on Return On Assets (ROA) At the Public Bank Go Public in Bei 2014-2018. The independent variables are Loan to Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Net Interest Margin (NIM and Non Performing Laon (NPL) while the dependent variable is Return On Asset (Roa) This research is a quantitative study with sampling techniques. From the research results, 10 samples were obtained The F count obtained from the results of the study is 10.18226 and the F table is 2.58. Then 10.18226 2.58, meaning that the F-count is greater than the value of the F-table. While the probability value of 0.000006 is a significance level of α 0.05. So it can be said that this model is feasible to use and can predict the effect of company size, liquidity and profitability on capital structure. The results of the partial test (t test) showed that the Loan to Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Net Interest Margin (NIM) did not significantly influence the Return On Asset (ROA) and Non Performing Laon (NPL) significantly influence Return on Assets (ROA). Keywords: Loan to Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Net Interest Margin (NIM), Non Performing Laon (NPL) and Return On Assets (Roa).