PENGARUH FINANCIAL ATTITUDE, FINANCIAL KNOWLEDGE DAN PARENTAL INCOME TERHADAP FINANCIAL MANAGEMENT BEHAVIOR PADA MAHASISWA PROGRAM STUDI S1 MANAJEMEN UNIVERSITAS MERCU BUANA
Daftar Isi:
- This research aims to determine the effect of financial attitude, financial knowledge and parental income on the financial management behavior of students at the Mercu Buana University S1 Management Study Program. This study used a purposive sampling technique carried out on 300 samples from 1,093 ppopulations with the criteria of students of the S1 Management of Mercu Buana University from the 2015-2017 class. The method used is questionnaire and interview. Data analysis techniques used descriptive analysis and multiple linear regression analysis. The results showed that there were influences of financial attitude, financial knowledge and parental income on the financial management behavior of S1 Management Study Program students both in whole and partially. The value of Adjusted R-squared is 32,8%, which means that the financial management behavior can be explained by financial attitude, financial knowledge and parental income and the remaining 67,2% can be explained by other factors not examined in this study. The implication in this study is that students can make financial planning so that they can practice more responsible financial behavior, besides that students also need to realize that the ability to act and make financial decisions is very important to better manage finances. Keywords: Financial Attitude, Financial Knowledge, Parental Income, Financial Management Behavior Penelitian ini bertujuan untuk mengetahui pengaruh financial attitude, financial knowledge dan parental income terhadap financial management behavior pada mahasiswa Universitas Mercu Buana Program Studi S1 Manajemen. Penelitian ini menggunakan teknik purposive sampling yang dilakukan terhadap 300 sampel dari 1.093 ppopulasi dengan kriteria mahasiswa Program Studi S1 Manajemen Universitas Mercu Buana dari angkatan 2015-2017. Metode yang dilakukan adalah kuesioner dan wawancara. Teknik analisis data menggunakan analisis deskriptif dan analisis regresi linier berganda. Hasil penelitian menunjukkan bahwa terdapat pengaruh financial attitude, financial knowledge dan parental income terhadap financial management behavior pada mahasiswa Program Studi S1 Manajemen baik secara keseluruhan maupun secara parsial. Nilai Adjusted R-squared adalah 32,8% yang berarti financial management behavior dapat dijelaskan oleh financial attitude, financial knowledge dan parental income serta sisanya 67,2% dapat dijelaskan oleh faktor-faktor lain yang tidak diteliti dalam penlitian ini. Implikasi dalam penelitian ini mahasiswa dapat membuat perencanaan keuangan agar dapat melatih perilaku keuangan yang lebih bertanggung jawab, selain itu mahasiswa juga perlu menyadari bahwa kemampuan bertindak dan mengambil keputusan dalam keuangan sangatlah penting untuk mengatur keuangan yang lebih baik. Kata Kunci: Financial Attitude, Financial Knowledge, Parental Income, Financial Management Behavior