ANALISISPENGARUHCAPITAL ADEQUACY RATIO (CAR ), EFISIENSI (BOPO ), NON PERFORMING LOAN ( NPL ) DAN LOAN TO DEPOSIT RATIO (LDR) TERHADAPRETURN ON ASSETS ( ROA ) (StudiPada Bank PerseroPemerintah)
| Main Author: | NURANI EKA SAFITRI |
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| Format: | Lainnya |
| Terbitan: |
, 2012
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| Subjects: | |
| Online Access: |
http://repository.unhas.ac.id/handle/123456789/928 |
Daftar Isi:
- Data analysis with multi liniear regression of ordinary least square and hypotheses test used t-statistic and F-statistic at level of significance 5%, a clasic assumption examination which consist of data normality test, multicolinearity test, heteroskedasticity test and autocorrelation test is also being done to test the hypotheses. During research period show as variabel and data research was normal distributed. Based on test, multicolinearity test, heterosskedasticity test and autocorrelation test classic assumption deviation has no founded, this indicate that the available data has fulfill the condition to use multi linear regression model. This result of research show that variable CAR and NPL did not influence ROA. Variable BOPO has negative significant influence to ROA and LDR has positive significant influence significant to ROA. Prediction capability from these four variable to ROA is 81% where the balance 19% is affected to other factor which was not to be entered to research model. Key Words : Return On Asset (ROA), Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), BOPO (Biaya Operasional/Pendapatan Operasional), Loan to Deposit Ratio (LDR).