PERANAN FAKTOR INTERNAL BANK TERHADAP KINERJA PERUSAHAAN PADA BPR PROVINSI RIAU
| Main Author: | Candy, Candy |
|---|---|
| Format: | Article info application/pdf eJournal |
| Bahasa: | eng |
| Terbitan: |
UP2M SEKOLAH TINGGI ILMU EKONOMI GALILEO
, 2018
|
| Online Access: |
http://ejournal.stiegalileo.ac.id/index.php/1/article/view/67 http://ejournal.stiegalileo.ac.id/index.php/1/article/view/67/pdf |
Daftar Isi:
- The main purpose of this paper is to investigate the bank internal factors which can affect the financial performance of rural banks in Riau Province. A total of 20 rural banks were purposefully taken and their quarter financial reports were analyzed for the period of 2012 until 2016. For this purpose, descriptive statistics and panel regression approaches were applied. In this study, return on asset (ROA) and return on equity (ROE) as the dependent variables and bank internal factors like capital adequacy, asset quality, management efficiency, liquidity and bank size as independent variables were used. The results indicated that capital adequacy ratio and size of banks have positive and statistically significant effect on the firm performance of rural banks of Riau Province measured by ROA. Asset quality, management efficiency, and liquidity have negatively significant impact on financial performance of banks (ROA), but management efficiency showed positively significant impact on financial performance measured by ROE. Finally, this study also depicted that capital adequacy, asset quality, liquidity and bank size were not statistically significant determinant of sound financial performance of rural banks in Riau Province.