Pengaruh Kebijakan Manajemen Dan Pembiayaan Terhadap Kinerja Bank Syariah Kajian Empiris Pada Bank Syariah di Indonesia
| Main Authors: | ekbisi, ekbisi, Sutrisno, Sutrisno, Basuki, R. Agus |
|---|---|
| Format: | Article info application/pdf Journal |
| Bahasa: | eng |
| Terbitan: |
Ekbisi
, 2014
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| Online Access: |
http://ejournal.uin-suka.ac.id/syariah/Ekbisi/article/view/354 http://ejournal.uin-suka.ac.id/syariah/Ekbisi/article/view/354/330 |
Daftar Isi:
- This study aimed to examine the effect of management policies and financing Decisions on the performance of Islamic banks. Islamic bank performance measured by ROE, ROA and NPM; financing policy is measured by murabaha financing and mudaraba financing, and musharaka financing, while management policy is measured with financing to deposit ratio (FDR), operating efficiency (BOPO), capital adequacy ratio (CAR) and liquidity (reserve requirement). The tool of analysis used structural equation model (SEM) that supported by AMOS 19.0 program.From the analysis known factors that are significant indicators of financing is murabaha financing and Musharaka financing, while FDR was not a significant indicator as an indicator of management policies. The results showed a significant effect on the management policy of financing policy, but has no effect on financial performance. Financing policies have a significant effect on financial performance.