PERLINDUNGAN HUKUM TERHADAP KEAMANAN DATA KONSUMEN FINANCIAL TECHNOLOGY DI INDONESIA
| Main Authors: | Benuf, Kornelius, Mahmudah, Siti, Priyono, Ery Agus |
|---|---|
| Format: | Article info application/pdf eJournal |
| Bahasa: | ind |
| Terbitan: |
Universitas Kristen Satya Wacana
, 2019
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| Online Access: |
https://ejournal.uksw.edu/refleksihukum/article/view/2413 https://ejournal.uksw.edu/refleksihukum/article/view/2413/1226 |
Daftar Isi:
- Penelitian ini bertujuan untuk mengetahui perlindungan hukum terhadap keamanan data konsumen dalam bisnis Fintech di Indonesia, berdasarkan Peraturan Otoritas Jasa Keuangan, dan peraturan terkait. Metode pendekatan yang digunakan adalah yuridis normatif. Hasil penelitian menyatakan bahwa, para pihak dalam bisnis Fintech terdiri dari penyelenggara bisnis Fintech (produsen) dan pengguna Fintech (konsumen). Hubungan para pihak dalam bisnis Fintech terjadi karena adanya perjanjian elektronik. Perlindungan terhadap data pribadi konsumen Fintech diatur dalam Peraturan Menteri Komunikasi dan Informatika, Peraturan Bank Indonesia dan Peraturan Otoritas Jasa Keuangan. Mengenai data yang harus dilindungi telah diatur dalam Surat Edaran Otoritas Jasa Keuangan.
- The aim of this study is to determine the legal protection of consumer data security in Indonesia Fintech business based on the Financial Service Authority (Otoritas Jasa Keuangan-OJK) Regulation and other related ordinance. The approach method used in this study is normative juridical. The study result explains that the parties of Fintech business consist of Fintech organizer (producer) and Fintech user (consumer). The relation among the parties is created due to an electronic contract. Basically, the protection of Fintech consumer personal data is regulated in Communication and Information Minister Regulation, Bank Indonesia Regulation, and Financial Service Authority Regulation. In addition, the protection of data was regulated in the Financial Service Authority Circular Letter.