Analisis penanggulangan kolektibilitas kredit pensiunan pada BTPN Kantor Cabang Malang / Dedi Prasetyono Eka Wijaya
| Main Author: | Wijaya, Dedi Prasetyono Eka |
|---|---|
| Other Authors: | 1. PUJI HANDAYATI |
| Format: | PeerReviewed |
| Bahasa: | ind |
| Terbitan: |
Universitas Negeri Malang. Program Studi D3 Akuntansi
, 2010
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| Subjects: | |
| Online Access: |
http://mulok.library.um.ac.id/oaipmh/../home.php?s_data=Skripsi&s_field=0&mod=b&cat=3&id=43753 |
Daftar Isi:
- Keywords: Pension Credit collectibles The Bank is a financial institution whose main activities is to collect funds from the community and distribute those funds back into the community and provides services to other banks. In practice from 2007 until 2009 the bank Bank has received numerous awards in performance and in the best profit. Where these factors are not independent acquisition results from the performance and management of BTPN in tackling the collectibility of the loan. The purpose of this thesis to determine credit procedure and to know that prevention efforts undertaken in the Bank BTPN Kc. Malang in resolving problem loans and meminimalisirkan the collectibility of 2 s / d 5. The method used is a qualitative description of the method used to analyze data related to a problem that must be solved the author using the basics of logical thinking maupaun theory. The method is a method of quantitative description of the data obtained, processed using an apparatus which is generally shaped calculations (systematic). Determination of the restrictions on loans PT Bank. With a view to lending policies implemented procedures BTPN Malang Branch bank. It is known that the bank PT. BTPN Malang Branch has a credit procedure is effective and efficient, so that the procedures at the bank branch BTPN Malang is a process to get borrowers who really has the potential to return the borrowed funds at maturity. BTPN Kc. Malang have good credit collectibility level, because the comparative value of Kc BTPN credit collectibility. Poor under the provisions of Bank Indonesia, which claimed the bank performing well if the bad loans the maximum 5% of total loans disbursed, based on the required number of BI in Non Performance Loan (NPL). It should be advised that the process of loan repayment should use auto debit system in anticipation of nonperforming loans and loan interest Removal with records for cases of bad credit.