PENGARUH LOAN TO DEPOSIT RATIO (LDR) DAN NON PERFORMING LOAN (NPL) TERHADAP TINGKAT PROFITABILITAS PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BEI PERIODE 2007-2011
Daftar Isi:
- Betsy Kartika Sari , 2014 Loan to Deposit Ratio Effect and Non-Performing Loans to Profitability in Banking Companies Listed on the Indonesia Stock Exchange from 2007 to 2011. This study aims to : 1 ) Analyze the influence of Loan to Deposit Ratio on profitability , 2) analyze the effect of non-performing loans on profitability , 3 ) to analyze the influence of Loan to Deposit Ratio and Non-Performing Loans to profitability . The data in this study were drawn from banking companies listed in Indonesia Stock Exchange for the five-year period from 2007 through 2011 . This study used purposive sampling method . The sample for this study consisted of 22 companies that meet established criteria . Proxy used in this study is the ratio Loan to Deposit Ratio ( LDR ) , and the ratio of non-performing loans ( NPL ) , to profitability that year 's profit before tax divided by total assets ( ROA ) . The method of data analysis used in this study is a statistical analysis method using the program Statistical Product and Service Solutions ( SPSS ) version 17 with multiple linear regression approach. The results of this study indicate that : 1 ) Loan to deposit ratio is not significant to profitability , 2 ) Non -performing loans have a significant effect on profitability , 3 ) and NPLs LDR simultaneously have a significant impact on profitability.