Daftar Isi:
  • ABSTRACT Yuga Siswanto , 2013 ; The Analysis Effect of Profit sharing rate , Interest Rates , and Inflation to Total Deposits Mudaraba in PT .BPRS HIK Ciledug period January 2009 - December 2012 . The lecturer advisors ; Dr. . Hamida , SE . , M.Si. , and Dra . Umi Mardiyati , M.Si. The purpose of the research are : ( 1 ) examining the effect of profit sharing rate , interest rates , and inflation to total deposits mudaraba partially on PT . BPRS HIK Ciledug ( 2 ) examining the effect of profit sharing rate , interest rates , and inflation to total deposits mudaraba simultaneously at PT . BPRS HIK Ciledug . The period data used in this research is January 2009 - December 2012 . The sampling technique is using purposive sampling method . The sample in this research are 48 months . The results of descriptive statistical analysis show : 1 ) total deposits BPRS HIK Ciledug has been an increase in the period from January 2009 to December 2012 amounting to Rp . 134.6 billion . This illustrates performance of BPRS HIK Ciledug is good enough to raising funds from third party in the form deposits , 2 ) the value of BI rate showed a decreasing movement during the research period, 3 ) the rate of inflation that occurred during the research period showed a declining and fluctuating movement low , 4 ) values for the profit sharing rate on BPRS HIK Ciledug showed a declining. The model were estimated using multiple linear regression analysis . The results of Multiple linear regression indicate a negative and significant the profit sharing rate to total mudharabah deposits. Interest rates indicate significant and negative related to total mudharabah deposits . While inflation is positive and significant to total deposits mudaraba . Simultaneously profit sharing rate, interest rates and inflation have a significant effect to total deposits mudaraba . Keywords : profit sharing rate , interest rates , inflation , total deposits mudharabah