Daftar Isi:
  • ABSTRACT TISSA APRILIA. “The Influences of lending rate and time deposit against the Total Loan of BPR in Indonesia.” Thesis. The Education of Cooperation Economic. Economic and Administration Major. Faculty of Economic. State University of Jakarta. 2013. Lecturer Advisor : Dra. Rd. Tuty Sariwulan, M.Si. dan Dr. Haryo Kuncoro, S.E, M.Si. This research is purposed to analyze the influence of lending rate and time deposit against the total loan of BPR in Indonesia. The data used in this research are the secondary data, that type of pooled data for 2010-2012 periods, presented in annual data, source from DKBU BI. The methods of this research are expose facto. The technique of data analysis in this research is the multiple regression analysis. Based on multiple regressions by using Eviews 7.2 software, the output has indicated the lending rate (X1) is negatively and not significant affected to the total loan of BPR (Y) in Indonesia. While, the time deposit (X2) is positively and significantly affected to the total loan of BPR (Y) in Indonesia. Based on the test with respect to F significant value = 0,0000<0,05, it can concluded that the lending rate and time deposit is significantly affected on a = 5% against to the total loan of BPR in Indonesia. Determination coefficient value that obtained is 0,978, it means that the changes of total loan of BPR in Indonesia could be explained by the changes of the lending rate and time deposit as amount 97,8 %. While, the rest could be explained by others factor that can not mentioned in this research model. Keywords : Total Loan of BPR, Lending Rate, Time Deposit.