PENGARUH TINGKAT SUKU BUNGA DAN MODAL KERJA TERHADAP PENYALURAN KREDIT PADA KOPERASI PEGAWAI DI JAKARTA PUSAT TAHUN 2010-2014
Daftar Isi:
- ABSTRACT AMIN SHODIK. The Influence of Interest Rate and Working Capital of Loans on Employees Cooperative Central Jakarta in 2010-2014. Economic Education Cooperative, Economics and Administration, Faculty of Economics, University of Jakarta , in 2015. This study aims to determine whether the interest rate and working capital have an influence on lending in Central Jakarta Cooperative Employees in 2010-2014. The method used in this study is in the form of time series of the 2010-2014 and the cross section amounts to 6 Cooperative Employees in Central Jakarta, the ex post facto method. These data are presented annually obtained from each end of the Annual Meeting, the report of each cooperative . This study uses a panel regression model equation results random effect PNY = 2.324 - 0.062 TSB + 0.899 LnMKK. Based on the results of simultaneous analysis , interest rates , working capital significantly affect lending to cooperative employees in central Jakarta. Based on the partial results of the analysis , the interest rate significant negative effect on lending , and working capital have positive and significant impact on lending. Variations influence of two independent variables can be known by R2 of 0.77 to 77 % variation in cooperative lending is affected by the amount of working capital . And the rest influenced by other factors outside the research model. Keywords : interest rates , working capital , lending