INKLUSI KEUANGAN DAN STABILITAS PERBANKAN DI NEGARA ASEAN
| Main Author: | INTAN WULANDARI , 1411021056 |
|---|---|
| Format: | Bachelors NonPeerReviewed Book Report |
| Terbitan: |
FAKULTAS EKONOMI DAN BISNIS
, 2018
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| Subjects: | |
| Online Access: |
http://digilib.unila.ac.id/54922/1/ABSTRAK.pdf http://digilib.unila.ac.id/54922/2/SKRIPSI%20FULL.pdf http://digilib.unila.ac.id/54922/3/SKRIPSI%20TANPA%20BAB%20PEMBAHASAN.pdf http://digilib.unila.ac.id/54922/ |
Daftar Isi:
- Penelitian ini bertujuan untuk menganalisis hubungan korelasi antara Index of Financial Inclusion (IFI) sebagai proksi dari inklusi keuangan dan Non Performing Loan (NPL) sebagai proksi dari stabilitas perbankan dan untuk menganalisis faktor – faktor yang mempengaruhi Non Performing Loan (NPL) dari tahun 2005 – 2015. Data dianalisis menggunakan Fixed Effect Model (FEM). Hasil menunjukan bahwa terdapat hubungan korelasi negatif dengan keeratan lemah antara Index of Financial Inclusion (IFI) dan Non Performing Loan (NPL). Faktor yang berpengaruh terhadap Non Performing Loan (NPL) yaitu Index of Financial Inclusion (IFI), dan GDP per Kapita (GDPP) sedangkan Non FDI Capital Flow tidak berpengaruh terhadap Non Performing Loan (NPL). KATA KUNCI : Fixed Effect Model, Index of Financial Inclusion, Inklusi Keuangan, Stabilitas Perbankan. ABSTRACT This study aims to analyze the correlation between the Index of Financial Inclusion (IFI) as a proxy of financial inclusion and Non-Performing Loans (NPL) as a proxy of banking stability and to analyze the factors that influence Non- Performing Loans (NPLs) from 2005 - 2015. Data were analyzed using Pearson correlation method and Fixed Effect Model (FEM). The results show that there is a negative correlation with low closeness between the Index of Financial Inclusion (IFI) and Non-Performing Loans (NPL). Factors that influence Non-Performing Loans (NPLs) are Index of Financial Inclusion (IFI), and GDP per Capita (GDPP) while Non-FDI Capital Flow has no effect on Non-Performing Loans (NPLs). KEYWORDS: Banking Stability, Financial Inclusion, Fixed Effect Model, Index of Financial Inclusion.