ANALISIS PENGARUH KARAKTERISTIK BANK DAN INFLASI TERHADAP NET INTEREST MARGIN Studi Kasus Pada Bank Konvensional yang Terdaftar di Bursa Efek Indonesia Tahun 2006-2010
| Main Authors: | Hidayat, Taufik, Hamidah, Hamidah, Mardiyati, Umi |
|---|---|
| Format: | Article info application/pdf eJournal |
| Bahasa: | eng |
| Terbitan: |
Fakultas Ekonomi, Universitas Negeri Jakarta
, 2017
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| Online Access: |
http://journal.unj.ac.id/unj/index.php/jrmsi/article/view/774 http://journal.unj.ac.id/unj/index.php/jrmsi/article/view/774/683 |
Daftar Isi:
- This paper investigates the influence of bank’s characteristics and inflation on commercial bank’s interest margins in Indonesia for the 2006-2010 period. The empirical results suggest that bank-specific characteristics, in particular bank capitalization and efficiency have a positive and significant impact on bank’s net interest margins. The bank size and liquidity have a negative and significant impact on bank’s net interest margins. We also find that inflation has a negative and significant impact on net interest margin (at level 10%). Key words : bank interest margin, panel data, Indonesia.