ANALISIS EFISIENSI PERMODALAN BANK SESUDAH DIBANDING SEBELUM DIVESTASI (studi kasus pada bank-bank yang divestasi periode 2000-2006)
| Main Author: | TRISNORESMI, RETNO |
|---|---|
| Format: | Thesis NonPeerReviewed Book |
| Bahasa: | eng |
| Terbitan: |
, 2008
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| Subjects: | |
| Online Access: |
http://eprints.umm.ac.id/7284/1/%E2%80%9CANALISIS_EFISIENSI_PERMODALAN_BANK_SESUDAH_DIBANDING_SEBELUM_DIVESTASI_%28studi_kasus_pada_bank-bank_yang_divestasi_periode_2000-2006%29%E2%80%9D..pdf http://eprints.umm.ac.id/7284/ |
Daftar Isi:
- This Study used descriptive quantitative research in divesting bank at BEI University Muhammadiyah Malang Period 2000-2006 with title An Analysis Efficiency of Bank Capitalization after compared with before Divesting . Purpose of this study is to know how much increasing the efficiency of bank capitalization after compared with before Divesting. And also to know the difference efficiency of bank capitalization after compared with before Divesting. The Procedures of data analysis in this study are classified and arranged the data period 2000-2006. And measured the ratio of financial toward financial report period 2000-2006 with census between after compared with before divesting, it measured with capitalization ratio and of efficiency capitalization which consist of CAR and ROE. For t-Test is CAR, t-measure > t-table is 2,93 > 1,75, so Ho rejected and Ha accepted. The result of t-Test overall can be conclude that there was the difference between after compared with before divesting. For t-Test in ROE, t-measure < t-table is 1,09 < 1,75 so Ho accepted and Ha rejected. The result of t-Test overall can be conclude that there was no difference between after compared with before divesting. Based on the result of this study and the data analysis that had been done, can be conclude that average from all bank which analyzed with ROE decreased after divesting, it means that there was no efficiency of increasing capitalization in gain the profit. Niaga bank and Danamon Bank showed increasing ROE which caused by increasing capital. Overall, there was no difference value of CAR and ROE after done the divesting compared before divesting. The difference that resulted by process of divesting could not be assume as increasing of CAR and ROE. It also caused by decreasing both of capitalization ratio of efficiency.