IMPLEMENTASI FATWA DEWAN SYARIAH NASIONAL NO: 19/DSN-MUI/IV/2001 TENTANG AL-QARDH PADA BAITUL MAAL WA TAMWIL (Studi Pada KSPPS BMT Mandiri Sejahtera Karangcangkring, Gresik, JawaTimur)
| Main Author: | Adawiyah, Irma Zuhrotul |
|---|---|
| Format: | Thesis NonPeerReviewed Book |
| Bahasa: | eng |
| Terbitan: |
, 2020
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| Subjects: | |
| Online Access: |
http://eprints.umm.ac.id/60661/1/PENDAHULUAN.pdf http://eprints.umm.ac.id/60661/2/BAB%20I.pdf http://eprints.umm.ac.id/60661/3/BAB%20II.pdf http://eprints.umm.ac.id/60661/4/BAB%20III.pdf http://eprints.umm.ac.id/60661/5/BAB%20IV.pdf http://eprints.umm.ac.id/60661/6/BAB%20V.pdf http://eprints.umm.ac.id/60661/7/LAMPIRAN.pdf http://eprints.umm.ac.id/60661/ |
Daftar Isi:
- This study to determine the implementation of qardh on KSPPS BMT Karangcangkring Mandiri Sejahtera, Gresik, East Java, which was adjusted to the fatwa of the National Sharia Council number 19 of 2001 on al-qardh, in 2018. Referring to several studies on several Islamic financial institutions related qardh which is still a lot of irregularities. This study uses a type of qualitative research with a juridical-sociological approach. The data used are primary data obtained from the main sources, namely the Head of Marketing Section and Head of Administration. Secondary data was obtained through qardh related reports and data. Sejahtera BMT there were two, namely, qardh distributed to the market people of kliwon and qardhul hasan for the people of Karangcangkring village in addition to market members. Qardhul hasan is used only as a distribution of ZIS. (2) There are policies implemented by BMT that are not in the fatwa. In the fatwa of the national sharia council number 19 of 2001 it did not include the existence of infaq funds that were charged to members. The direct appointment by the BMT was related to the amount of infaq funds charged to qardh members, which amounted to 1.5% of the loan funds. The infaq fund is not a source of profit but is channeled back to the people in need.