Daftar Isi:
  • This research aims to determine the rate of return and the level of risk of deposits and gold investments. This research is a quantitative descriptive research that is processing existing data and giving explanations of the results obtained. The data taken is data of Bank Mandiri deposit rates throughout 2013-2017 (after tax) and world gold prices. The results showed that the rate of return of deposits in 2013-2017 period occurred in July 2014 at 6.2% and the lowest point occurred in October 2017 at 2.48%. The lowest level of risk of deposits occurred in January - May and July - December and in April 2017 at 0.01% while the highest level of risk occurred in January-April 2014 at 14, 24%. The highest gold rate of return occurred in January 2013 at 14,4% and the lowest rate of return at -7,45% occurred in April 2013. The conclusion of this study is that both deposits and gold investments are provides returns. Returns given by deposits are quite high but fluctuating while gold investment returns are not too high but are quite stable. The risk level of deposit investment is quite high and also fluctuating, while the level of risk of investment in gold is quite low but quite stable. Investing in gold will provide significant returns after quite a long time (more than 5 years).