ANALISIS PENGGUNAAN KREDIT DENGAN SISTEM FIDUSIA PADA PRODUK KREASI OLEH PT.PEGADAIAN CABANG TLOGOMAS
| Main Author: | Lilis, Suryani |
|---|---|
| Format: | Thesis NonPeerReviewed Book |
| Bahasa: | eng |
| Terbitan: |
, 2019
|
| Subjects: | |
| Online Access: |
http://eprints.umm.ac.id/57442/1/PENDAHULUAN.pdf http://eprints.umm.ac.id/57442/4/BAB%20I.pdf http://eprints.umm.ac.id/57442/5/BAB%20II.pdf http://eprints.umm.ac.id/57442/6/BAB%20III.pdf http://eprints.umm.ac.id/57442/7/BAB%20IV.pdf http://eprints.umm.ac.id/57442/8/BAB%20V.pdf http://eprints.umm.ac.id/57442/3/LAMPIRAN.pdf http://eprints.umm.ac.id/57442/ |
Daftar Isi:
- Pegadaian (pawnshop) is a state-owned enterprise (BUMN) which is held to give solution toward economic problems of the Indonesian people. Based on the purpose, PT Pegadaian (Persero) provides convenience for customers through products which are created, for example a creation product. It implements a fiduciary system. It provides loans with BPKB requirements or other ownership letters. This research used qualitative approach. Data source used were primary and secondary data. Primary data were obtained through interviews with sources, while secondary data was data obtained through official documents, whose use can strengthen the results of interviews on primary data. This research was conducted at PT Pegadaian (Persero) branch of Tlogomas Malang. The result of the research showed that credit/loan conducted with fiduciary system was very easy. the process includes a direct visit by the customer, then expressing their wishes and submitting a guarantee in the form of a BPKB (Book vehicle owners) if customer has a vehicle, or other ownership certificate. Furthermore, the customer would fill out the registration form, and will be processed directly by the pawnshop. this process took 2-3 days for the customer to receive funds because the pawnshop must determine the estimated price of the collateral. Thus, the price of the item with a loan can be balanced and not detrimental to one party.