Daftar Isi:
  • The purpose of this study was to determine the system and customer perceptions about mobile banking services at PT. Bank Negara Indonesia subsidiary branch office Sawojajar Malang. Methods used to study qualitative and quantitative methods. The sample of this study is 94 customers who use mobile banking services at the state bank of Indonesia, Sawojajar Malang sub-branch officer using likert scale. The conclusion of the study showed that the mobile banking service system has many features that often cause difficulties for customers in the transaction. Meanwhile, respondents’ perseptions reviewed included: reliability with a total score of 397,8, emphaty with a total score of 396, tangible with a total score of 389,5, responsiveness with a total score of 384,7 and assurance with a total score of 374