ANALISIS FAKTOR – FAKTOR YANG MEMPENGARUHI PENYALURAN KREDIT PADA BANK PEMERINTAH YANG GO PUBLIC DI BURSA EFEK INDONESIA
Main Author: | Mutma'nah, Siti |
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Format: | Thesis NonPeerReviewed Book |
Bahasa: | eng |
Terbitan: |
, 2018
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Subjects: | |
Online Access: |
http://eprints.umm.ac.id/41985/1/Pendahuluan.pdf http://eprints.umm.ac.id/41985/2/BAB%20I.pdf http://eprints.umm.ac.id/41985/3/BAB%20II.pdf http://eprints.umm.ac.id/41985/4/BAB%20III.pdf http://eprints.umm.ac.id/41985/5/BAB%20IV.pdf http://eprints.umm.ac.id/41985/6/BAB%20V.pdf http://eprints.umm.ac.id/41985/7/LAMPIRAN.pdf http://eprints.umm.ac.id/41985/ |
Daftar Isi:
- The purpose of this study is to determine the effect of free variables, namely Third Party Fund (DPK), Capital Adequacy Ratio (CAR) and Non Performing Loan (NPL) to credit distribution in government banks Go Public in Indonesia Stock Exchange. Analyzer yng used is doubled linear regression using panel data where time series data is Year 2007 - 2016 and cross section data is 5 government bank which Go Public at Indonesia Stock Exchange. In the model equation, the amount of credit is the dependent variable and the Third Party Fund (DPK), Capital Adequacy Ratio (CAR) and Non Performing Loan (NPL) are independent variables. Regression result obtained that variable of Third Party Fund (DPK) (X1) have positive and significant effect to credit amount. Capital Adequacy Ratio (CAR) (X2) has a negative and significant effect on the amount of credit. Non Performing Loan (NPL) (X3) has a negative and significant effect on the amount of credit. Coefficient Determinant R2 of 0.845327 or 84.53% while the remaining 15.47% is explained by other variables beyond the model that is implicitly reflected in the confounding variable. Suggestion which can be expressed from the result of this research is bank should be able to maintain and control the value of Third Party Fund), Capital Adequacy Ratio (CAR) and Non Performing Loan (NPL) so that its value does not experience up or down or can be stable.