ANALISIS TINGKAT PERMINTAAN KREDIT USAHA MIKRO KECIL MENENGAH PADA BANK PEMBANGUNAN DAERAH DI INDONESIA
| Main Author: | Khasanah, Faridatul |
|---|---|
| Format: | Thesis NonPeerReviewed Book |
| Bahasa: | eng |
| Terbitan: |
, 2018
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| Subjects: | |
| Online Access: |
http://eprints.umm.ac.id/41197/1/PENDAHULUAN.pdf http://eprints.umm.ac.id/41197/2/BAB%20I.pdf http://eprints.umm.ac.id/41197/3/BAB%20II.pdf http://eprints.umm.ac.id/41197/4/BAB%20III.pdf http://eprints.umm.ac.id/41197/5/BAB%20IV.pdf http://eprints.umm.ac.id/41197/6/BAB%20V.pdf http://eprints.umm.ac.id/41197/7/LAMPIRAN.pdf http://eprints.umm.ac.id/41197/ |
Daftar Isi:
- The purpose of this research is to find out the effect of Produk Domestik Regional Bruto (PDRB),the interest rate towards UMKM credit and Total UMKM demands in Indonesia at 2013-2016.The analysis tool used is multiple linear regression, panel data model with time series data at 2013-2016 and cross section data is UMKM 32 province credit in Indonesia. The Data Panel got the best estimation model that is Random Effect. The result of regression Random Effect model is gotten that variable PDRB (XI) have positif and significance determinan toward UMKM credit demand. Variable interest rate (X2) have negatif and significance Influence toward UMKM credit demand.Variable Total UMKM have positif and significance Infaluence towerd UMKM credit demand in Indonesia at 2013-2016. Determination coefficient (R2) 0,746849 or 74,68%. That is shows if the free variable classified from PDRB (XI) ,interest rate (X2) and Total UMKM to give the explanation about tied variable (Y) that is UMKM credit which distributed on 74,68% and the other 25,32% is explain by another factor out of this research, which is shows in trouble variable. The conclusion is PDRB and interest rate have a big influence and real toward UMKM credit demand in Indonesia.