ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI TINGKAT PROFITABILITAS BANK UMUM SYARIAH TAHUN 2012-2016
| Main Author: | Riyadi, Wahyu |
|---|---|
| Format: | Thesis NonPeerReviewed Book |
| Bahasa: | eng |
| Terbitan: |
, 2018
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| Subjects: | |
| Online Access: |
http://eprints.umm.ac.id/41097/1/PENDAHULUAN.pdf http://eprints.umm.ac.id/41097/2/BAB%201.pdf http://eprints.umm.ac.id/41097/3/BAB%202.pdf http://eprints.umm.ac.id/41097/4/BAB%203.pdf http://eprints.umm.ac.id/41097/5/BAB%204.pdf http://eprints.umm.ac.id/41097/6/BAB%205.pdf http://eprints.umm.ac.id/41097/7/LAMPIRAN.pdf http://eprints.umm.ac.id/41097/ |
Daftar Isi:
- This study aims to determine what factors affect the profitability of sharia banking in Indonesia. This research uses sharia bank of foreign exchange bank group and mixed bank in 2012-2016. This study uses a quantitative descriptive approach with the subject of research of sharia banks of foreign exchange banks and mixed banks, namely PT. Bank Syariah Mandiri, PT. Bank Muamalat Indonesia (BMI), PT. National Bank of Indonesia Sharia (BNI Syariah), PT. Bank Syariah Mega Indonesia and PT. Bank Maybank Syariah. The selection of foreign exchange banks and mixed banks is based on the importance of knowing the factors that affect the profitability of sharia banks. Methods of data collection in research using documentation techniques. While the data analysis using multiple linear regression analysis of panel data. The results of this study indicate that factors affecting profitability are CAR, NPF, NIM and BOPO. CAR variables have a significant positive effect on ROA. The NPF variable has a significant positive effect on ROA. While the NIM variable has a significant negative effect on ROA. And at variable BOPO have significant positive effect to ROA.