PERAN NOTARIS DALAM PEMBERIAN COVERNOTE PADA PERJANJIAN KREDIT ANTARA BANK DENGAN NASABAH DENGAN JAMINAN HAK TANGGUNGAN (Studi Kasus di Kantor Notaris-PPAT Dr. I Gde Mastra, SH., MM., M.Kn Kota Malang )
| Main Author: | Mukti, Ayu Margianing |
|---|---|
| Format: | Thesis NonPeerReviewed Book |
| Bahasa: | eng |
| Terbitan: |
, 2018
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| Subjects: | |
| Online Access: |
http://eprints.umm.ac.id/39325/1/PENDAHULUAN.pdf http://eprints.umm.ac.id/39325/2/BAB%20I.pdf http://eprints.umm.ac.id/39325/3/BAB%20II.pdf http://eprints.umm.ac.id/39325/4/BAB%20III.pdf http://eprints.umm.ac.id/39325/5/BAB%20IV.pdf http://eprints.umm.ac.id/39325/6/Lampiran.pdf http://eprints.umm.ac.id/39325/ |
Daftar Isi:
- Covernote often issued related with the loan credit application in bank institutions. Covernote is a certificate which stated that the land used as loan credit guarantee of assemby mortgages in the land office through notary office. The research problem in this research was relation of law between notary and bank, and notary with customer against issued of covernote in load aggrement and notary responsibility if the acts in covernote cannot fullfiled. This research used yuridis sosiologis/ sociological juridical as the research method, the primary data was conducted in the recent places while the secondary data was conducted by using documentation and legislation. The data collection technique was conducted by interviewing one of the notaries/official certifier of title deeds (PPAT) in Malang. Thereafter, the data was analyzed by using qualitative descriptive. Based on the research result towards the covernote which is issued by notary, it stated that in bank credit agreement, there is only a legal relationship between the notary and the bank, however, not with notary and customer. It is because customer authorized the bank to impose the land as a motgage and the bank would give notary’s offer letter to make the necessary deeds in relation to the customer and bank credit agreement. A notary may not fullfil the responsibility on lawterm of covernote due to the default of client or the notary itself. If the default comes from the notary, the notary is responsible for the lax of covernote lawterm and defaultsm besides, if the default comes from client, the notary is not responsible for the failures. In this case, a notary acts as the administrator of mortgage signing.