ANALISIS SISTEM PENGELOLAAN DAN EFISIENSI PINJAMAN DANA BERGULIR PADA BADAN KESWADAYAAN MASYARAKAT “TLOGOMAS” MALANG TAHUN 2014-2016
| Main Author: | Wardani, Emilia Sinta |
|---|---|
| Format: | Thesis NonPeerReviewed Book |
| Bahasa: | eng |
| Terbitan: |
, 2018
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| Subjects: | |
| Online Access: |
http://eprints.umm.ac.id/38883/1/PENDAHULUAN.pdf http://eprints.umm.ac.id/38883/2/BAB%20I.pdf http://eprints.umm.ac.id/38883/3/BAB%20II.pdf http://eprints.umm.ac.id/38883/4/BAB%20III.pdf http://eprints.umm.ac.id/38883/5/BAB%20IV.pdf http://eprints.umm.ac.id/38883/6/BAB%20V.pdf http://eprints.umm.ac.id/38883/7/LAMPIRAN.pdf http://eprints.umm.ac.id/38883/ |
Daftar Isi:
- The purpose of this study is to describe the revolving fund management system, and to analyze the outstanding loans, the achievement of profit, and the cost efficiency in the Financial Management Unit (UPK) of the Tlogomas Malang Community Agency for 2014-2016. This research method is both quantitative and qualitative description. The efficiency of rotating loan is measured using Loan at Risk (LAR), Portfolio at Risk (PAR), Return on Investment (ROI), and Cost Coverage Ratio (CCR). The data used is data from 2014-2016. The result of this research concludes that from the management system there is still positional capture and also documentation which not yet adequate like the absence of transaction number causing the difficulty of searching data. Regarding the cost efficiency, UPK of the Tlogomas Malang Self-Help Agency still has many delays, that the high LAR and PAR are assumed to cause reduced profit and the ability to cover the cost to be small, resulting in bad credit and impact on the financial smoothness.