Daftar Isi:
  • This research is a case study in PT Federal International Finance The purpose of this study was to determine the performance finance PT Federal International Finance in year 2008, 2009 , 2010 and 2011. The analysis used in this study is the ratio method: firstly, the ROA ratio (return on assets). Second.the ROE ratio (retuen on equity). Third, EM ratio (equity margin). Fourth, PM ratio (profit margin), include: PM (profit margin), IER (interest expanse ratio), PLR (provision loan loss ratio), NIR (non interest expanse). Fifth, AU ratio (asset utilization), sixth, NIM ratio (net interest margin). Seven, OE ratio (overhead efficiency). The results of data analysis shows the performance of PT Federal International Finance Region as a whole to finance. This can be seen from the total assessment used in the method ratio with Overall analysis of time series the performance finance in PT Federal International Finance be seen performance not efective. This is indicated from the value of each ratio for three years 2008, 2009 and 2010 the majority was increased performance finance, but in year 2011 was decreased performance finance, because the assessment with the analysis of time series which compares the value from one period to another period indicated experiencing fluctuating value.