ANALISIS PEMBERIAN KREDIT UNTUK SEMUA USAHA MASYARAKAT (KUSUMA) PADA PT. BPR JAWA TIMUR CABANG BATU
| Main Author: | RubiatiNingsih, Devi |
|---|---|
| Format: | Thesis NonPeerReviewed |
| Terbitan: |
, 2014
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| Subjects: | |
| Online Access: |
http://eprints.umm.ac.id/18651/ |
Daftar Isi:
- The background of Bank UMKM Jawa Timur is the one of Bank which is offering payment product. One of the payment method which is offered by Bank UMKM Jawa Timur is KUSUMA Payment it. Credit is intended for personal person. Research object is in order to find out then the prosedure of submission payment in KUSUMA andas well as to determine the credit analysis KUSUMA, and then to understand credit KUSUMA settlement problematic. Reserch location on Bank UMKM Jawa Timur Cabang Batu at Dewi Sartika Street No. 100 Batu. The writer use analysis with description kualitative method foward study object in orderto the certainly divider. Based on the research that has been done , it can be concluded that PT. BPR Jawa Timur Cabang Batu Branch KUSUMA for credit growth in 2013 ranging from January to December showed a decrease deri January to August , while in September and October have increased , in the implementation of this KUSUMA credit is good enough because there are no requirements requirements that make it difficult for prospective borrowers . Analysis of credit used is the analysis of 5 C and analysis to determine the credit limit granted . In order to maintain the smooth repayment of the loan, Bank UMKM Jawa Timur Cabang Batu to supervise the debtor to avoid the occurrence of bad financing that can harm the creditors .