PERKEMBANGAN PEMBIAYAAN USAHA MIKRO, KECIL DAN MENENGAH (UMKM) PADA PT. BANK SYARIAH MANDIRI KANTOR KAS DINOYO TAHUN 2010-2011
| Main Author: | Asri, Lazuardi |
|---|---|
| Format: | Thesis NonPeerReviewed |
| Terbitan: |
, 2012
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| Subjects: | |
| Online Access: |
http://eprints.umm.ac.id/18562/ |
Daftar Isi:
- The background researchers took the title of this research is to find out the procedure of submission of financing micro, small and middle enterprises. At once know how big the financing development on Micro Shop at PT. Mandiri Sharia Bank Dinoyo Cash Office, the research also aims to find out the constraints faced with handling, the data development of financing will be presented in the monthly period and within the scope of the year 2010-2011. Analysis tools used are descriptive qualitative and quantitative descriptive because will explain development of business financing Micro, Small and Middle units from 2010-2011 in every month, then be analyzed to produce a conclusion. Data collected through primary and secondary data, data is collected by interviewing employees of PT Mandiri Sharia Bank Dinoyo Cash Office and with the collection of sample documentation that existed at the bank. The conclusion obtained from the results of the research the research that that the procedure for making of the bussines financing Micro, Small and Middle units its very easy. Then, the development of business financing Micro, Small and Middle units enterprises are not always as expected, because of the many factors that led to the ups and downs of financing disbursement percentage, this can be brought about by lack of gusto local public, and not maximum performance from the PT. Mandiri Sharia Bank Dinoyo Cash Office employee, performance of Micro Shop PT. Mandiri Sharia Bank Dinoyo Cash Office also is determined by several factors, one of which is that constraints still faced by Micro Shop PT. Mandiri Sharia Bank Dinoyo Cash Office, both internal barriers and eksternal as researchers serve in this research.