Daftar Isi: PROSEDUR PEMBIAYAAN RAHN (GADAI EMAS) PADA PT. BANK SYARIAH MANDIRI CABANG MALANG

Daftar Isi:

This type of research include the type of qualitative research studies with a descriptive approach as an analytical tool on Financing Procedures Rahn (Pledge of Gold) at Bank Syariah Mandiri Branch Malang. The purpose of this study to determine the financing procedures rahn (gold pawn) at Bank Syariah Mandiri Branch Malang. The data used are the primary data is data obtained by researchers directly through interviews with stakeholders and data secondary data is data obtained by researchers indirectly through its medium (obtained and recorded by others). Data analysis technique used was is a qualitative descriptive analysis of the efforts made by working with data, organizing data, sorted them into units that can be managed, search and find patterns, discover what's important and what is learned, and decide what can be told to others. From the research results obtained information, that the financing procedures rahn (gold pawn) in BSM Branch Malang systematic enough with the young, as if for the individual with the terms of identity and security in the form of gold with a grade of at least 16 karat (66% grade). For loans over 5 million customer accounts at the bank must have an independent Islamic and bring photo copies of valid ID card, except a loan of less than 5 million customers, enough to bring photo copies of valid ID card. BSM minimal mortgage financing in the proposed loan of Rp. 500 000 and the maximum mortgage for 4 months