PENILAIAN SCORING PRODUKTIF PEMBIAYAAN USAHA MIKRO, KECIL, MENENGAH, DAN KOPERASI (UMKM-K) PADA PT. BANK SYARIAH MANDIRI CABANG MALANG
| Main Author: | Ningrum, Neni Aisiyah |
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| Format: | Thesis NonPeerReviewed |
| Terbitan: |
, 2012
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| Subjects: | |
| Online Access: |
http://eprints.umm.ac.id/18526/ |
Daftar Isi:
- “Scoring Productive Appraisal Financing Middle, Small, Micro and Coorperate Units At PT. Bank Syariah Mandiri Malang” Purpose of the study was to know the submission productive financing small, micro and coorperate and scoring productive appraisal which were done by Bank to borrowers financing small, micro and coorperate and to know the growth the data of peoples interest toward that financing every month in 2011 at PT. Bank Syariah Mandiri Malang. The research design in this study was descriptive qualitative and quantitative research because it is describes scoring productive appraisal of small, micro and coorperate financing then analysis to make one conclusion and describes the data of growth collectability of financing in small, micro and coorperate in 2011 every month. The data which collected by secondary data was collected with sample documentation from bank. The conclusion from this research was easy submission financing small, micro and coorperate, the bank was very carefully in selecting the borrowers especially when micro scoring appraisal and the growth collectability of borrowers in UMKM-K financing is good every month in 2011. Based on this research, we know that unit financing is very favourable to entrepreneur UMKM-K to develop their business because government give the guarantee to the financing risk in Credit Unit Peoples (KUR) program. If the borrowers could gave all requirements from bank, then the petition will be scored at micro Scoring application and loan funds will give appropriate with borrowers ability payment.