ANALISIS KELAYAKAN PEMBERIAN KREDIT UMUM PEDESAAN (KUPEDES) UNTUK NON GOLBERTAP PADA PT. BANK RAKYAT INDONESIA (PERSERO) TBK. UNIT KEPANJEN 1 – CABANG MALANG MARTADINATA
| Main Author: | Pahlevi, Rizky Rezha |
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| Format: | Thesis NonPeerReviewed |
| Terbitan: |
, 2012
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| Subjects: | |
| Online Access: |
http://eprints.umm.ac.id/18524/ |
Daftar Isi:
- “Analyze Appropriate Giving Generally Credit Village For Non GOLBERTAP in PT. Bank Rakyat Indonesia Unit 1 Kepanjen Branch Malang Martadinata” Purpose of this observation is to know procedure giving General Credit Village (KUPEDES) for non GOLBERTAP and to know implementation principle safety to giving credit Analyze tools be used is descriptive qualitative with model stages analyze inductive. Descriptive qualitative is describe procedure giving credit and implementation principle safety bank in giving credit for prevent arise credit problems From result observation describe that’s procedure giving credit Kupedes in PT PT. Bank Rakyat Indonesia Unit Kepanjen 1 is easy and simple, so candidate debtor do not think difficult with procedure has been set up. In other hand principle safety based on 5C and 4P become based on appraisal appropriate giving credit. In appraisal credit Bank BRI Unit Kepanjen 1 not priority guarantee is give to candidate debtor, but there is have business or not is running by candidate debtor. If candidate debtor not have a business, so application credit will be reject by bank. But if candidate debtor have a good prospect business from ability finance customer to pay back obligation with liquidity value guarantee is can cover all loan, so business candidate debtor appropriate to financed. This Principle safety has been implementation by bank for prevent arise problems credit From this result observation, so can conclude that’s process giving General Credit Village for non GOLBERTAP already appropriate with procedure has been implementation. In other hand, principle safety is doing PT Bank Rakyat Indonesia reflected in rules and procedure appraisal quality credit