ANALISIS PEMBERIAN KREDIT MODAL KERJA DAN DAMPAKNYA TERHADAP PERKEMBANGAN USAHA DEBITUR (Studi Pada Koperasi Serba Usaha (KSU) Mitra Sejahtera Bersama Malang)
| Main Author: | Ahsan, Nun |
|---|---|
| Format: | Thesis NonPeerReviewed |
| Terbitan: |
, 2013
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| Subjects: | |
| Online Access: |
http://eprints.umm.ac.id/14970/ |
Daftar Isi:
- The purpose of this study was to describe the credit worthiness conducted by KSU Mitra Sejahtera Bersama. In this study, researchers used quantitative and qualitative data by analyzing lending procedures and customer data. The analytical tool used in this study was 6C (Character, Capacity, Capital, Collateral, Condition and Constraint). Based on the results of research can be known that the analysis conducted to determine the feasibility of clients in receiving credit is to say quite well. Said to be quite good as it can be proven that there is 1C which should KSU Mitra Sejahtera Bersama using the balance sheet, but it turns out the report does not exist and it causes the calculation of the ratio is less than optimal. In addition, the difference in the estimated value of the item price (taxation) that one day can be able to make another prospective customers are interested in doing a credit on KSU Mitra Sejahtera Bersama.