Daftar Isi: ANALISIS KELAYAKAN PEMBERIAN KREDIT PADA PD. BANK PERKREDITAN RAKYAT ARTHA PRAJA KOTA BLITAR

Daftar Isi:

The purpose of this study was to describe the creditworthiness on PD. Rural Bank Artha Praja Blitar city to its customers and has fulfilled the principles 6C, Character, Capital, Capacity, Collateral, Condition and Constraint. The results of this study can be seen that the customer deserves to be given credit and the customer has the ability to pay installments when the loan is given. This is evident from the results of the analysis 6C, namely character, capital, capacity, collateral, condition, constraint. In doing business in PD credit. BPR Artha Praja Blitar has its own policy lending procedures that have been established. 6C analysis was performed to measure the nature of such character, capacity for compute capability, capital to capital measure, to measure collateral warranty, condition for economic conditions and constraint measure for measure constraints or barriers that do not allow a business carried out. Calculations related to collateral, PD. BPR Artha Praja Blitar has different percentage for new customers and old customers.