Daftar Isi: ANALISIS SISTEM PENGENDALIAN INTERN ATAS PEMBIAYAAN KREDIT PEMILIKAN RUMAH (KPR) (PADA PT. BNI SYARIAH CABANG MALANG)

Daftar Isi:

The purpose of this study for to know about internal control activity of mortgage financing (KPR) This study used qualitative methods with descriptive approach. This study a case study that takes the data is from PT. BNI Syariah Malang. The source of data used are primary and secondary data. The result of study from BNI Syariah Malang : (1) Internal Control System to organization structure and the classification of job at BNI Syariah Malang is “not good enough” and not match with internal control standard. In the fact, seen by inadequate from organization unit is not balance with the one of main business in Bank BNI Syariah Malang. (2) Authority system and lending procedure that decided of Bank BNI Syariah has match with the standard of the good internal control. It seen by credit decisions authority, But the staff of Bank is not enough for fill out the quota. (3) The role of activity internal control is good enough, while BNI Syariah Malang has to done for consistent with internal control standard. (4) The stage of internal control’s staff is good, because it has to match with internal control’s standard.