Daftar Isi: ANALISIS PROSEDUR PEMBERIAN KREDIT PADA PT. BANK PERKREDITAN RAKYAT INTI DANITA KRIAN SIDOARJO

Daftar Isi:

Credit biggest asset when compared with other bank operations. Nevertheless, the risk of losses largely stem from the business. So to reduce the risk of lending required a procedure to run. With this background, the authors conducted observations in PT. Inti Danita Rural Banks Krian Sidoarjo on common procedures for granting credit. The purpose of this study was to describe the creditworthiness of PT. Inti Danita Rural Banks Krian Sidoarjo to customers. In line with those objectives, the observation method employed in this study was the descriptive observation that can give a description about the situations or events without explaining interrelated or making prediction. The data source employed included the data obtained directly from the first source and indirectly (in the form of processed data) that can be used by the writer in this observation. Techniques of collecting data employed were interview, observation and studying the document and archive. The results of this study can be seen that customer deserves to be given credit and the customer has the ability to pay off the loan when granted. This is evident from the results of the analysis 5C, namely character, capital, capacity, collateral, condition. In carrying out the rural business Krian Sidoarjo Inti Danita has had its own policy lending procedures established. Keywords: limited liability rural banks, lending procedures, 5C analysis