PENERAPAN MODEL CAMEL DALAM MENILAI KINERJA KEUANGAN BANK (Studi Kasus Di Bank yang Tercatat di Bursa Efek Indonesia Tahun 2008)
Main Author: | SULISTIONO, AGUNG |
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Format: | Thesis NonPeerReviewed Book |
Bahasa: | eng |
Terbitan: |
, 2009
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Subjects: | |
Online Access: |
http://eprints.umm.ac.id/10497/1/PENERAPAN_MODEL_CAMEL_DALAM_MENILAIKINERJA_KEUANGAN_BANK.pdf http://eprints.umm.ac.id/10497/ |
Daftar Isi:
- This research is a descriptive research on bank go-public at Bursa Efek Indonesia on year 2008), Tbk entitled “Analysis of Financial Report As Basis of Bank’s Performance and Health Asessment on bank-bank go-public at Bursa Efek Indonesia”. Purpose of this research is to know the performance and health of bank-bank go-public at Bursa Efek Indonesia on year 2008, with regard to CAMEL ratio analysis. Result of this research shows that in general bank go-public at Bursa Efek Indonesia on year 2008 has maximum credit value. On capital aspect assessed by CAR ratio, its value always exceeds CAR minimum limit determined by Bank Indonesia, On asset aspect, tries to be selective and to increase its assets in order not to be included in problematic category. This proves that Bank has applied standard policy according to provision of Bank Indonesia and has conducted healthy banking practice. On earning aspect, bank go-public at Bursa Efek Indonesia on year 2008 has ability to increaseits profit and performance. On liquidity aspect, it shows that funding doesn’t depend on other banks. From result of CAMEL aspect calculation, as a whole it can be said that in general the performance and health bank go-public at Bursa Efek Indonesia on year 2008. Value’s of CAMEL from the bank BCA 73,97, bank BNI 71,03, bank BRI 70,94, bank Mandiri 69,49, bank Internasional Indonesia 69,36, bank Cimb Niaga 71,69, and bank Danamon 70.46. So conclusion of the research bank go-public at Bursa Efek Indonesia 2008 is in enough healthy condition