ANALISA PENGARUH KECUKUPAN MODAL DAN LIKUIDITAS TERHADAP PROFITABILITAS PADA BANK UMUM YANG GO PUBLIK DI BURSA EFEK JAKARTA
Main Author: | Pusparini, Peni |
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Format: | Thesis NonPeerReviewed Book |
Bahasa: | eng |
Terbitan: |
, 2007
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Subjects: | |
Online Access: |
http://eprints.umm.ac.id/10193/1/ANALISA_PENGARUH_KECUKUPAN_MODAL_DANLIKUIDITAS_TERHADAP_PROFITABILITAS_PADA_BANKUMUM_YANG_GO_PUBLIK_DI_BURSA_EFEK_JAKARTA.pdf http://eprints.umm.ac.id/10193/ |
ctrlnum |
10193 |
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fullrecord |
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<dc schemaLocation="http://www.openarchives.org/OAI/2.0/oai_dc/ http://www.openarchives.org/OAI/2.0/oai_dc.xsd"><relation>http://eprints.umm.ac.id/10193/</relation><title>ANALISA PENGARUH KECUKUPAN MODAL DAN LIKUIDITAS TERHADAP PROFITABILITAS PADA BANK UMUM YANG GO PUBLIK DI BURSA EFEK JAKARTA</title><creator>Pusparini, Peni</creator><subject>HC Economic History and Conditions</subject><description>This study is case study in General Bank which go public in Stock Exchange of Jakarta by title “Analysis of Influence of sufficiently financial capital and liquidity to profitability in General Bank which go public in Stock Exchange of Jakarta. 
The goal of this study is to know how big the level of sufficiently financial capital, liquidity and to know influence of influence of sufficiently financial capital and liquidity to profitability in general bank which go public in Stock Exchange of Jakarta. 
This study is descriptive statistical which constitute collecting activity, process and then serve observation data in order other side may simply gain description object characteristic based on the data. The data which be used secondary data namely data which data be gained by 
using documentation technique that one of data collecting technique which used writing sources (data) concerning financial statement which published in Stock Exchange of Jakarta. 
The analysis tool which be used to calculate Ratio of sufficiently financial capital (CAR) be calculated by comparing between financial capital with considered assets according to Risk (ATMR) the liquidity calculation compare among credit total which be given by financial total in third side use formula Loan To Deposit Ratio (LDR). While profitability level is calculated by Return on Assets (ROA) that compare among profit and total asset which owned by bank. The statistical analysis use regression model by panel data, while to test hypothesis use t-test and f-test. 
Based on the study result and discussion may be concluded that there are positive influence among sufficiently financial capital to profitability. And positive influence among liquidity to profitability but with profitability value 0.8667. This case is caused liquidity level increase 
followed NPL value thus profitability level is low. If the liquidity increase are not followed by increasing profitability. It is caused financial capital that gained from assets and its assets will reduce profit which gained firm if the assets experience less and more will disturb 
liquidity, if financial capital will cause planted of financial capital and unproductive which will inflict a financial loss for firm. 
Based on the discussion above, writer suggest in order to Financial college of Bank have to increase management, both financial management and human resources. Because with good 
planning management will give a real profitability. Beside to increase bank management, bank also have to increase service and believing to customers. Because the main duty is to collect financial and distribute to society in credit form.</description><date>2007</date><type>Thesis:Thesis</type><type>PeerReview:NonPeerReviewed</type><type>Book:Book</type><language>eng</language><identifier>http://eprints.umm.ac.id/10193/1/ANALISA_PENGARUH_KECUKUPAN_MODAL_DANLIKUIDITAS_TERHADAP_PROFITABILITAS_PADA_BANKUMUM_YANG_GO_PUBLIK_DI_BURSA_EFEK_JAKARTA.pdf</identifier><identifier> Pusparini, Peni (2007) ANALISA PENGARUH KECUKUPAN MODAL DAN LIKUIDITAS TERHADAP PROFITABILITAS PADA BANK UMUM YANG GO PUBLIK DI BURSA EFEK JAKARTA. Other thesis, University of Muhammadiyah Malang. </identifier><recordID>10193</recordID></dc>
|
language |
eng |
format |
Thesis:Thesis Thesis PeerReview:NonPeerReviewed PeerReview Book:Book Book |
author |
Pusparini, Peni |
title |
ANALISA PENGARUH KECUKUPAN MODAL DAN LIKUIDITAS TERHADAP PROFITABILITAS PADA BANK UMUM YANG GO PUBLIK DI BURSA EFEK JAKARTA |
publishDate |
2007 |
topic |
HC Economic History and Conditions |
url |
http://eprints.umm.ac.id/10193/1/ANALISA_PENGARUH_KECUKUPAN_MODAL_DANLIKUIDITAS_TERHADAP_PROFITABILITAS_PADA_BANKUMUM_YANG_GO_PUBLIK_DI_BURSA_EFEK_JAKARTA.pdf http://eprints.umm.ac.id/10193/ |
contents |
This study is case study in General Bank which go public in Stock Exchange of Jakarta by title “Analysis of Influence of sufficiently financial capital and liquidity to profitability in General Bank which go public in Stock Exchange of Jakarta.
The goal of this study is to know how big the level of sufficiently financial capital, liquidity and to know influence of influence of sufficiently financial capital and liquidity to profitability in general bank which go public in Stock Exchange of Jakarta.
This study is descriptive statistical which constitute collecting activity, process and then serve observation data in order other side may simply gain description object characteristic based on the data. The data which be used secondary data namely data which data be gained by
using documentation technique that one of data collecting technique which used writing sources (data) concerning financial statement which published in Stock Exchange of Jakarta.
The analysis tool which be used to calculate Ratio of sufficiently financial capital (CAR) be calculated by comparing between financial capital with considered assets according to Risk (ATMR) the liquidity calculation compare among credit total which be given by financial total in third side use formula Loan To Deposit Ratio (LDR). While profitability level is calculated by Return on Assets (ROA) that compare among profit and total asset which owned by bank. The statistical analysis use regression model by panel data, while to test hypothesis use t-test and f-test.
Based on the study result and discussion may be concluded that there are positive influence among sufficiently financial capital to profitability. And positive influence among liquidity to profitability but with profitability value 0.8667. This case is caused liquidity level increase
followed NPL value thus profitability level is low. If the liquidity increase are not followed by increasing profitability. It is caused financial capital that gained from assets and its assets will reduce profit which gained firm if the assets experience less and more will disturb
liquidity, if financial capital will cause planted of financial capital and unproductive which will inflict a financial loss for firm.
Based on the discussion above, writer suggest in order to Financial college of Bank have to increase management, both financial management and human resources. Because with good
planning management will give a real profitability. Beside to increase bank management, bank also have to increase service and believing to customers. Because the main duty is to collect financial and distribute to society in credit form. |
id |
IOS4109.10193 |
institution |
Universitas Muhammadiyah Malang |
institution_id |
136 |
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library:university library |
library |
Perpustakaan Universitas Muhammadiyah Malang |
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collection |
UMM Institutional Repository |
repository_id |
4109 |
city |
MALANG |
province |
JAWA TIMUR |
repoId |
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first_indexed |
2017-03-21T02:41:43Z |
last_indexed |
2017-03-21T02:41:43Z |
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