Sharia Micro Financing for Woman Poverty Reduction: an Empirical Study of Rural Areas of Kuningan-West Java - Indonesia
| Main Authors: | Ayus Ahmad Yusuf, , Rina Masruroh, , Neni Nurhayati, |
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| Format: | BookSection PeerReviewed |
| Terbitan: |
Advances in Economics, Business and Management Researc
, 2016
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| Subjects: | |
| Online Access: |
http://repository.syekhnurjati.ac.id/4647/ https://www.atlantis-press.com/proceedings/gcbme-16/25866003 |
Daftar Isi:
- Sharia Microfinancing for Women Poverty Reduction: An Empirical Study of Rural Areas of Kuningan - West Java - Indonesia. Sharia microfinance, has achieved an everlasting fame in all over the world by producing considerable evidence of property eradication. It provides financial services to those people, who have low income, minimal assets and don't have collateral to borrow a credit from commercial banks. The aim of the sharia microfinance is to remove property by empowering poor and the unbanked with a little amount of credit especially for the women. Present study is conducted to find out of impact of sharia micro financing by Bait al Maal wa Tamwil (BMT) in rural areas of Kuningan West Java Indonesia. A sample of 78 borrowers was randomly selected. Sample unit was the borrower who had completely repaid all the loan installments one week before from the day of survey. Survey technique was used and face to face interviews were conducted to collect the relevant information. Descriptive statistics was used and analyze the characteristics of the borrowers while for econometric analysis, Multiple Linear Regression Model (MLRM) was used to know the impact of micro financing. The study not only reveals the impact of sharia microfinancing but also gives some suggestion implication for the betterment of sharia micro financing schemes