Pengaruh Efisiensi Operasional (BOPO), Risiko Pasar (NIM), Risiko Kredit (NPL dan LDR), Return on Equity (ROE), Capital Adequacy Ratio (CAR) Terhadap Kinerja Keuangan Bank pada Bank Umum Nasional (Studi 10 Bank Umum Berdasarkan Aset Terbesar Periode 2014)
| Main Author: | Evi Purwanti |
|---|---|
| Other Authors: | Titi Dewi Warninda, SE, M.Si |
| Format: | bachelorThesis |
| Bahasa: | ind |
| Terbitan: |
Jakarta : Fakultas Ekonomi dan Bisnis UIN Syarif Hidayatullah Jakarta
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| Subjects: | |
| Online Access: |
http://repository.uinjkt.ac.id/dspace/handle/123456789/33387 |
Daftar Isi:
- This research aim to analyze the effect of operational efficiency (BOPO), market risk (NIM), credit risk (NPL and LDR), return on equity (ROE), capital adequacy ratio (CAR) to financial performance of bank in national commercial bank. The data used in this study are annual data from 20071 to 2014. Technical sampling used in this research is purposive sampling, with a sample of 10 in national commercial bank based greatest assets recorded in data from Bank Indonesia. This study uses a computer program Eviews version 6 and Microsoft Excel 2007 . The result in this research showed that operational efficiency (BOPO), market risk (NIM), credit risk (NPL and LDR) return on equity (ROE), capital adequacy ratio (CAR) simultaneously significantly effect the financial performance of bank (ROA). The results also show that partial credit risk (NPL) effect negatif and significantly the the financial performance of bank (ROA), and operational efficiency (BOPO) and capital adequacy ratio (CAR) no effectt the financial performance of bank (ROA). The results also show that partial market risk (NIM), credit risk (LDR) ), and return on equity (ROE) effect positif and significantly the the financial performance of bank (ROA),