ctrlnum 2652
fullrecord <?xml version="1.0"?> <dc schemaLocation="http://www.openarchives.org/OAI/2.0/oai_dc/ http://www.openarchives.org/OAI/2.0/oai_dc.xsd"><relation>http://repository.sb.ipb.ac.id/2652/</relation><title>Analisis faktor-faktor yang mempengaruhi profitabilitas pt. bank bukopin, tbk</title><creator>Sulistyowati, Andhina Dyah</creator><subject>Manajemen Keuangan</subject><description>PT Bank Bukopin, Tbk is one of the leading banks in Indonesia which has a medium-sized primary focus on Small, Medium and Micro Enterprises (SME). The unstable of world economic conditions make competition in the banking sector is getting tougher. As an intermediary, the banking function among others is to collect deposits from the public and channeling them back to the community in the form of credit. One of the indicators used to assess the financial performance of a bank is through the profitability. The higher profitability of a bank, the better the performance of the bank because the profitability is the end result and an indicator of the success of a company. Assessment of the financial performance of banks is important for stakeholders and can also increase the level of confidence our customers to keep their funds and take the credit at the bank. Calculation of financial performance of banks by the ratio of bank profitability could be seen through the Return On Asset (ROA), Return on Equity (ROE) and Return On Investment (ROI), where the ratios stretcher can be used to measure the effectiveness of the company in generating profits by using capital and its assets. Profitability of PT Bank Bukopin, Tbk allegedly affected by the components of financial ratios such as the Loan to Deposit Ratio (LDR), Operating Expenses to Operating Income (BOPO), Net Interest Margin (NIM), Capital Adequacy Ratio (CAR) and Non Performing Loans (NPL). External factor variables such as the benchmark rate of Bank Indonesia (BI Rate), Exchange rate of Rupiah against the US Dollar, inflation, Gross Domestic Product and the level of Jakarta Composite Index (JCI) allegedly also had an influence on the profitability of the company. The method used in this study was VECM. The results showed nearly all of the company's internal variables such as LDR, ROA, NIM and the CAR have a significant effect, while all the external variables did not has a significant effect on profitability. IRF analysis results indicate that the shock of one standard deviation on all internal variables except NPL responded accordingly, while external variables fluctuate responded by ROA, ROE and ROI. FEVD analysis results, as well as BI Rate and BOPO variable was dominant in influencing the value of ROA, NIM and GDP dominant variable in influencing the value of ROE, and CAR and inflation has dominance in influencing the value of ROI.</description><date>2016</date><type>Thesis:Thesis</type><type>PeerReview:NonPeerReviewed</type><type>Book:Book</type><language>ind</language><identifier>http://repository.sb.ipb.ac.id/2652/1/E43-01-Sulistyowati-Cover.pdf</identifier><type>Book:Book</type><language>eng</language><identifier>http://repository.sb.ipb.ac.id/2652/2/E43-03-Sulistyowati-Summary.pdf</identifier><type>Book:Book</type><language>ind</language><identifier>http://repository.sb.ipb.ac.id/2652/3/E43-04-Sulistyowati-Daftarisi.pdf</identifier><type>Book:Book</type><language>eng</language><identifier>http://repository.sb.ipb.ac.id/2652/4/E43-02-Sulistyowati-Ringkasan.pdf</identifier><type>Book:Book</type><language>ind</language><identifier>http://repository.sb.ipb.ac.id/2652/5/E43-05-Sulistyowati-Pendahuluan.pdf</identifier><identifier> Sulistyowati, Andhina Dyah (2016) Analisis faktor-faktor yang mempengaruhi profitabilitas pt. bank bukopin, tbk. Masters thesis, Institut Pertanian Bogor. </identifier><recordID>2652</recordID></dc>
language ind
format Thesis:Thesis
Thesis
PeerReview:NonPeerReviewed
PeerReview
Book:Book
Book
author Sulistyowati, Andhina Dyah
title Analisis faktor-faktor yang mempengaruhi profitabilitas pt. bank bukopin, tbk
publishDate 2016
topic Manajemen Keuangan
url http://repository.sb.ipb.ac.id/2652/1/E43-01-Sulistyowati-Cover.pdf
http://repository.sb.ipb.ac.id/2652/2/E43-03-Sulistyowati-Summary.pdf
http://repository.sb.ipb.ac.id/2652/3/E43-04-Sulistyowati-Daftarisi.pdf
http://repository.sb.ipb.ac.id/2652/4/E43-02-Sulistyowati-Ringkasan.pdf
http://repository.sb.ipb.ac.id/2652/5/E43-05-Sulistyowati-Pendahuluan.pdf
http://repository.sb.ipb.ac.id/2652/
contents PT Bank Bukopin, Tbk is one of the leading banks in Indonesia which has a medium-sized primary focus on Small, Medium and Micro Enterprises (SME). The unstable of world economic conditions make competition in the banking sector is getting tougher. As an intermediary, the banking function among others is to collect deposits from the public and channeling them back to the community in the form of credit. One of the indicators used to assess the financial performance of a bank is through the profitability. The higher profitability of a bank, the better the performance of the bank because the profitability is the end result and an indicator of the success of a company. Assessment of the financial performance of banks is important for stakeholders and can also increase the level of confidence our customers to keep their funds and take the credit at the bank. Calculation of financial performance of banks by the ratio of bank profitability could be seen through the Return On Asset (ROA), Return on Equity (ROE) and Return On Investment (ROI), where the ratios stretcher can be used to measure the effectiveness of the company in generating profits by using capital and its assets. Profitability of PT Bank Bukopin, Tbk allegedly affected by the components of financial ratios such as the Loan to Deposit Ratio (LDR), Operating Expenses to Operating Income (BOPO), Net Interest Margin (NIM), Capital Adequacy Ratio (CAR) and Non Performing Loans (NPL). External factor variables such as the benchmark rate of Bank Indonesia (BI Rate), Exchange rate of Rupiah against the US Dollar, inflation, Gross Domestic Product and the level of Jakarta Composite Index (JCI) allegedly also had an influence on the profitability of the company. The method used in this study was VECM. The results showed nearly all of the company's internal variables such as LDR, ROA, NIM and the CAR have a significant effect, while all the external variables did not has a significant effect on profitability. IRF analysis results indicate that the shock of one standard deviation on all internal variables except NPL responded accordingly, while external variables fluctuate responded by ROA, ROE and ROI. FEVD analysis results, as well as BI Rate and BOPO variable was dominant in influencing the value of ROA, NIM and GDP dominant variable in influencing the value of ROE, and CAR and inflation has dominance in influencing the value of ROI.
id IOS3669.2652
institution Institut Pertanian Bogor
institution_id 20
institution_type library:university
library
library Perpustakaan Sekolah Bisnis
library_id 692
collection Repositori Sekolah Bisnis IPB
repository_id 3669
subject_area Business/Bisnis
Marketing, Management of Distribution/Marketing, Manajemen Distribusi
city BOGOR
province JAWA BARAT
repoId IOS3669
first_indexed 2016-11-17T00:05:49Z
last_indexed 2017-02-26T00:30:40Z
recordtype dc
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