Daftar Isi:
  • Bank is primary transaction to many people. Because the importances of bank in run the function, so a profit needs to grow up. If it can, it will be good for the bank. The ability can be measure by ROA that is an indicator of management ability to control all of the operational and non operational cost. This study aims to analyze effect of level of significance LDR, IPR, APB, NPL, IRR, PDN, BOPO, and FACR to ROA in state owned bank. This study is use documentary data. The result of this study finds that LDR, IPR, APB, NPL, IRR, PDN have a non significant to ROA in government bank. This study also find that NPL, IRR, PDN have a positive and non significant to ROA in government bank. While the LDR, IPR and APB have a negative and non significant ROA in government bank. IPR, BOPO and FACR have a negative and significant to ROA in state owned bank. Keyword: Liquidity, Asset Quality, Sensitivity, Efficiency, and solvability.