Daftar Isi:
  • This research is done to analyze whether LDR, IPR, APB, NPL, IR R, BOPO, FBIR, FACR and PR are both simultaneously and partially have significant influence toward ROA in Regional Development Bank. In this study using purposive sampling method, to obtain a sample of 4 Regional Development Bank. The analysis technique used multiple linear regression using SPSS 18.0 for Windows. The results of this study simultaneous liquidity ,quality assets , market sensitivity , efficiency , and the solvability significant effect on the Return on Assets (ROA). Partially liquidity as measured by LDR and IPR is significant positive effect on ROA. Asset quality as measured by APB and NPL showed that APB not significant negative effect, whereas NPL is not significant positive effect on ROA. Sensitivity to market measured by IRR is not a significant positive effect on ROA. Efficiency measured by BOPO and FBIR showed that BOPO is significant negative effect on ROA,while FBIR is not a significant positive effect on ROA, Solvability measure by the (FACR) and (PR) showed that FACR not significant negative effect on ROA while PR is not a significant positive effect on ROA . Keywords : liquidity , quality assets , market sensitivity , efficiency , and the solvability