Pengaruh Literasi Keuangan, Pengalaman Keuangan, dan Gaya Hidup terhadap Penggunaan Kartu Kredit
Daftar Isi:
- This study aims to determine the effect of financial literacy on the use of credit cards, the effect of financial experience on the use of credit cards, and the influence of lifestyle on the use of credit cards. This research method uses quantitative, using 100 respondents. The primary data used is data from respondents with data collection techniques in the form of surveys. Data analysis techniques used are descriptive and statistical analysis with the help of SmartPLS. The results of this study are financial literacy does not have a positive effect on the use of credit cards. There is also a significant positive effect between financial experience and managing one's credit card. Also lifestyle has a positive effect on credit card use. Keywords: Financial Literacy, Financial Experience, Lifestyle, Credit Card