Daftar Isi:
  • The purpose of this research is to analyze the effect of BI Rate, Bank Liquidity Level (LDR), Third Parties Funds (DPK) and Non Performing Loans (NPL) on credit growth in BUKU IV classification. This study used multiple linear regression analysis. The sample of this research is the bank which is included in the BUKU IV classification. The secondary data in this study was obtained from the official website of commercial banks through the annual financial reports of commercial banks classified in BUKU IV for the 2012-2019 period and monthly interest rate reports obtained from the official website of the Indonesian Central Statistics Agency. The results showed that the Third Parties Fund (TPF) variable had a positive and significant effect on credit growth, NPL had a negative and significant effect on credit growth, while the BI Interest Rate and LDR variables had no significant effect on credit growth. Keywords : Bank Liquidity Level (LDR), Third Parties Funds (TPF), Non Performing Loans (NPL), credit growth, BUKU IV