Daftar Isi:
  • The purpose of this study is to analyze the influence of personality, religiosity and lifestyle attitudes on the financial behavior of the millennial generation and to analyze whether financial distress can moderate the relationship between personality attitudes, religiosity and lifestyle on the financial behavior of the millennial generation. The sample of this research is the millennial generation in Kebomas District, Gresik Regency with a sampling technique that is convenience sampling as many as 174 respondents. The data processing technique uses structural equation modeling assisted by the WrapPlS Version 7.0 program. The results of this study indicate that there is a significant influence between personality attitudes on financial behavior and religiosity on financial behavior. Financial distress can significantly moderate the influence between personality, religiosity and lifestyle attitudes on the financial behavior of the millennial generation, and there is no significant effect between lifestyle on the financial behavior of the millennial generation.